No Credit Check RV Financing
Look Before You Leap.
One of the biggest fears for RV buyers—especially those working on rebuilding their credit—is that applying for a loan will lower their credit score.
It is a valid concern. Traditional "Hard Inquiries" can temporarily drop your score by a few points. If you shop at five different dealerships, those hits add up.
At Leisure Days RV Group, we offer a "Soft Pull" Pre-Qualification option. This allows us to review your credit file and discuss your borrowing power without triggering a hard inquiry that impacts your score.
The "Soft Pull" Difference
1. No Impact to Score
A "Soft Pull" is strictly informational. It allows our finance managers to see your history and score, but it does not register as a formal application for credit with Equifax or TransUnion. Your score remains exactly the same.
2. Know Your Budget First
Instead of falling in love with a $60,000 unit only to find out you are approved for $40,000, use this tool to establish your budget first. It saves time and heartbreak.
3. Privacy Guaranteed
This is a secure, internal review. We do not send your file to the banks until you give us the "Green Light" to proceed with a formal application.
Important Reality Check
While we can do the assessment without a credit check, no reputable lender in Canada will fund a major asset loan without eventually doing a final hard check.
-
The Process: We use the "Soft Pull" to find the right lender and structure the deal. Once you agree to the numbers and pick your RV, we perform one final hard check to finalize the paperwork.
Who is this for?
-
Rebuilding Credit: If you have Bad Credit, this is the safest way to see if you are ready to buy.
-
First-Time Buyers: If you have No Credit History, we can tell you if you will need a co-signer before you go through the hassle of a full application.
Get Your Assessment
It takes less than 2 minutes and is 100% risk-free.
