No Credit RV Loans

Everyone Starts Somewhere.

If you have never financed a car, a house, or a credit card, you might find yourself in a frustrating "Catch-22": You need credit to get a loan, but you need a loan to get credit.

In the banking world, this is called being a "Credit Ghost." The good news is that having No Credit is very different from having Bad Credit. You don't have a history of missed payments; you just have a blank slate. At Leisure Days RV Group, we specialize in helping first-time buyers fill in that blank slate with a positive approval.

* Required Field

Retail Consumer Credit Application

Salesperson

Are you working with a salesperson? *

If yes, which one?

RV interested in:

New/Used

Year

Make

Model

Stock #

RV Type

Primary Applicant Information

First Name *

Middle Name *

Last Name *

Date of Birth *

(mm/dd/yyyy)

Social Security # *

Driver's License # *

# of Dependents *

Primary Applicant Contact Details

Email *

Contact Phone *

Work Phone

Cell Phone

Address *

City *

State *

Zip/Postal *

Years at Current Address

Do You Own or Rent?

Monthly Payment

Financing Details

How much are you looking to finance? (ex: $22,000 or unsure)

Primary Applicant Employment Information

Years at Employer *

Employer Name *

Occupation *

Yearly Salary *

(ex $50,000)

Other Income *

Employer Phone *

Employer Address Line 1 *

Address Line 2

City *

State *

Zip/Postal *

Country *

Add A Joint Applicant

Joint Applicant Contact Information

First Name

Middle Name

Last Name

Home Phone

Work Phone

Cell Phone

Relation to Applicant

Date of Birth

Social Security Number

Driver's License #

# of Dependents

Joint Applicant Residency Information

Do you own or rent?

Monthly Payment

Years at Address

Address Line 1

Address Line 2

City

State

Zip/Postal

Joint Applicant Employment Information

Years at Employer

Employer Name

Occupation

Yearly Salary

(ex $50,000)

Other Income

Employer Phone

Employer Address Line 1

Address Line 2

City

State

Zip/Postal

Country

Comments/Questions

By submitting this application, I/We certify that the submitted information is complete and accurate to the best of my/our knowledge. I/We understand and approve any inquiries regarding my/our credit record and employment history by the financial institution(s). I/We authorize the release of information about my/our credit experience.

It's ok to contact me about future discounts and events. (Easily unsubscribe at any time.)

Confirm Email

Ways to Get Approved

1. The Co-Signer Strategy

The fastest and easiest way to get approved with no history is to have a parent or guardian with strong credit co-sign the loan.

How it works: They "lend" you their credit score. You make the payments, and the positive history appears on both of your credit reports. It is a powerful way to fast-track your credit score.

2. The Down Payment

If you don't have a co-signer, cash speaks loudly. A substantial down payment (10%–20%) reduces the bank's risk and shows you are serious about the investment.

3. Employment & Stability

Since you don't have a repayment history, lenders look at your income stability. Being at the same job for 6+ months or having proof of graduation in a skilled field helps build your "story."

Are you New to Canada?

If your lack of credit is because you recently immigrated, you fit into a specific category. Please visit our Newcomer Financing page for programs designed just for you.

Start Building Your Future

An RV loan is a major installment loan. Paying it on time is one of the best ways to build a "Tier 1" credit score, which will save you money on mortgages and auto loans for the rest of your life.

Get Pre-Approved Today.