RV Loans for Newcomers to Canada

Welcome Home. Now Go Explore.

Moving to a new country is a massive adventure. There is no better way to explore the stunning landscapes of your new home—from the Rockies to the Maritimes—than in an RV.

However, many new residents face a common hurdle: You have a good job and savings, but because you are new to the country, you have "No Credit File." Traditional computer algorithms often reject these applications automatically because they cannot "score" you.

At Leisure Days RV Group, we work with Canadian lenders who offer specific "Newcomer Programs" designed to help Permanent Residents and Foreign Workers bypass the automated system and get approved.

* Required Field

Retail Consumer Credit Application

Salesperson

Are you working with a salesperson? *

If yes, which one?

RV interested in:

New/Used

Year

Make

Model

Stock #

RV Type

Primary Applicant Information

First Name *

Middle Name *

Last Name *

Date of Birth *

(mm/dd/yyyy)

Social Security # *

Driver's License # *

# of Dependents *

Primary Applicant Contact Details

Email *

Contact Phone *

Work Phone

Cell Phone

Address *

City *

State *

Zip/Postal *

Years at Current Address

Do You Own or Rent?

Monthly Payment

Financing Details

How much are you looking to finance? (ex: $22,000 or unsure)

Primary Applicant Employment Information

Years at Employer *

Employer Name *

Occupation *

Yearly Salary *

(ex $50,000)

Other Income *

Employer Phone *

Employer Address Line 1 *

Address Line 2

City *

State *

Zip/Postal *

Country *

Add A Joint Applicant

Joint Applicant Contact Information

First Name

Middle Name

Last Name

Home Phone

Work Phone

Cell Phone

Relation to Applicant

Date of Birth

Social Security Number

Driver's License #

# of Dependents

Joint Applicant Residency Information

Do you own or rent?

Monthly Payment

Years at Address

Address Line 1

Address Line 2

City

State

Zip/Postal

Joint Applicant Employment Information

Years at Employer

Employer Name

Occupation

Yearly Salary

(ex $50,000)

Other Income

Employer Phone

Employer Address Line 1

Address Line 2

City

State

Zip/Postal

Country

Comments/Questions

By submitting this application, I/We certify that the submitted information is complete and accurate to the best of my/our knowledge. I/We understand and approve any inquiries regarding my/our credit record and employment history by the financial institution(s). I/We authorize the release of information about my/our credit experience.

It's ok to contact me about future discounts and events. (Easily unsubscribe at any time.)

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New Canadian Loan Program Requirements

While every lender is different, most Newcomer Programs require:

Status: Proof of Permanent Residency (PR) or a valid Work Permit.
Income: Proof of full-time employment in Canada.
Down Payment: Because you do not have a credit history yet, lenders typically require a down payment (usually 10% to 20%) to reduce their risk.

Build Your Canadian Credit

Financing an RV is one of the most effective ways to establish your financial footprint in Canada.

The Benefit: An RV loan is a major "installment loan." Making regular payments on this loan demonstrates stability to the credit bureaus (Equifax and TransUnion). This builds a strong credit score quickly, which will be essential later if you decide to buy a house or a vehicle.

No Credit vs. Bad Credit

It is important to know that having "No Credit" is very different from having "Bad Credit." You are a blank slate, not a risk. To learn more about how we handle blank files, visit our No Credit RV Loans page.

Start Your Adventure

Don't let a lack of history stop you from seeing the country. Let's get your file started.

Get Pre-Approved Today.