Cash Back RV Loans

Get the Rig, the Gear, and the Cash.

Buying an RV often involves more expenses than just the price of the unit. You might need a new fifth-wheel hitch for your truck, a solar power upgrade for boondocking, or simply a buffer of cash for your first summer of campground fees.

At Leisure Days RV Group, we can often structure a "Cash Back" loan. This allows you to finance an amount above the purchase price of the RV, giving you a cheque at closing to use however you see fit.

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Retail Consumer Credit Application

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RV interested in:

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Primary Applicant Information

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How much are you looking to finance? (ex: $22,000 or unsure)

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By submitting this application, I/We certify that the submitted information is complete and accurate to the best of my/our knowledge. I/We understand and approve any inquiries regarding my/our credit record and employment history by the financial institution(s). I/We authorize the release of information about my/our credit experience.

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Popular Uses for Cash Back

1. Accessories & Upgrades

Don't put your $2,000 hitch or $3,000 generator on a high-interest credit card. By adding these costs to your RV loan, you can pay for them over 10–20 years at a much lower interest rate.

2. Debt Consolidation

This is a savvy financial move. If you have credit card debt at 19% or 29% interest, you can use the "Cash Back" from your RV loan to pay off those cards. You consolidate that high-interest debt into your low-interest RV payment, potentially saving you thousands in interest charges.

3. Travel Money

Keep your savings intact. Use the cash back to cover your insurance premiums, storage fees, or fuel costs for your first cross-country road trip.

How It Works

Banks allow us to lend up to a certain percentage of the RV's value (known as "Loan to Value" or LTV). If you have strong credit, we can often secure financing for 110% to 130% of the RV's invoice cost, passing the surplus to you as cash.

The "One Payment" Advantage

Instead of having a payment for your trailer, a payment for your hitch, and a payment for your credit card, you roll everything into one simple, manageable bi-weekly or monthly deduction.

See If You Qualify

Cash back amounts depend on your credit history and the specific unit you are buying.

Get Pre-Approved Today.