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Bad Credit RV Financing

Your Past Doesn't Define Your Future Adventure.

Life happens. Job loss, medical emergencies, divorce, or simple mistakes can impact your credit score. At Leisure Days RV Group, we believe everyone deserves the chance to enjoy the outdoors. We look beyond the number on your credit report to see the person behind it.

We have a dedicated team of "Special Finance" experts who have strong relationships with lenders that specialize in second chances. We treat every application with respect and confidentiality.

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Retail Consumer Credit Application


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We Handle Complex Situations

Don't be afraid to apply. We successfully secure approvals for clients dealing with:

  • Bankruptcy & Proposals: Have you been discharged or are you currently in a Consumer Proposal? We can help you rebuild. Learn more about Financing After Bankruptcy.

  • Separation & Divorce: A change in household income often requires restructuring your debt. See our guide on Financing After Divorce.

  • No Credit History: Just starting out? We have programs for first-time buyers and students. Read about No Credit RV Loans.

How We Get You Approved

  1. Specialized Lenders: We work with banks that aren't available to the general public—lenders who specialize in "asset-backed" loans for people with bruised credit.

  2. Structure: We might suggest a slightly higher down payment or a specific type of unit (like a newer used model) that the bank views as lower risk.

  3. The "Story": We don't just send a computer file; we call the lender and explain your situation, highlighting your current job stability and ability to pay.

No Credit Check Assessment

Worried that an inquiry will hurt your score further? We offer a preliminary consultation. Learn about our No-Credit-Check Assessment.

Privacy Guarantee

Your application is 100% confidential. We never sell your data, and we won't call your employer without your permission.

Get Pre-Approved Today.