RV Financing After Divorce

A New Chapter Starts Here.

Going through a separation or divorce is one of the most stressful life events you can experience. Beyond the emotional toll, the financial impact of uncoupling joint assets and moving to a single income can make applying for credit feel daunting.

At Leisure Days RV Group, we understand that an RV often represents freedom and a fresh start. Whether you are looking for a weekend escape or a full-time residence to simplify your life, our compassionate finance team is here to help you move forward.

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Retail Consumer Credit Application

Salesperson

Are you working with a salesperson? *

If yes, which one?

RV interested in:

New/Used

Year

Make

Model

Stock #

RV Type

Primary Applicant Information

First Name *

Middle Name *

Last Name *

Date of Birth *

(mm/dd/yyyy)

Social Security # *

Driver's License # *

# of Dependents *

Primary Applicant Contact Details

Email *

Contact Phone *

Work Phone

Cell Phone

Address *

City *

State *

Zip/Postal *

Years at Current Address

Do You Own or Rent?

Monthly Payment

Financing Details

How much are you looking to finance? (ex: $22,000 or unsure)

Primary Applicant Employment Information

Years at Employer *

Employer Name *

Occupation *

Yearly Salary *

(ex $50,000)

Other Income *

Employer Phone *

Employer Address Line 1 *

Address Line 2

City *

State *

Zip/Postal *

Country *

Add A Joint Applicant

Joint Applicant Contact Information

First Name

Middle Name

Last Name

Home Phone

Work Phone

Cell Phone

Relation to Applicant

Date of Birth

Social Security Number

Driver's License #

# of Dependents

Joint Applicant Residency Information

Do you own or rent?

Monthly Payment

Years at Address

Address Line 1

Address Line 2

City

State

Zip/Postal

Joint Applicant Employment Information

Years at Employer

Employer Name

Occupation

Yearly Salary

(ex $50,000)

Other Income

Employer Phone

Employer Address Line 1

Address Line 2

City

State

Zip/Postal

Country

Comments/Questions

By submitting this application, I/We certify that the submitted information is complete and accurate to the best of my/our knowledge. I/We understand and approve any inquiries regarding my/our credit record and employment history by the financial institution(s). I/We authorize the release of information about my/our credit experience.

It's ok to contact me about future discounts and events. (Easily unsubscribe at any time.)

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Navigating the Challenges

1. The "Joint Credit" Impact

During a separation, joint bills sometimes get missed, or credit utilization spikes as households split. Even if your score has taken a temporary hit, we have relationships with lenders who look at the story behind the number. We can help you rebuild.

2. Adjusting to Single Income

Moving from a two-income household to one changes your "Debt Service Ratio" (the amount of debt you carry vs. what you earn).

The Solution: We can structure loans with longer terms (up to 240 months) to keep your monthly payments low and manageable on a single salary.

3. Separation Agreements

Lenders often see joint debts (like a mortgage or car loan) on your bureau that you may no longer be responsible for paying.

The Fix: If you have a finalized legal Separation Agreement stating your ex-spouse is responsible for those debts, we can often "exclude" those payments from your application, increasing your approval odds.

Privacy & Confidentiality

Your financial business is yours alone. We ensure complete confidentiality throughout the application process. We verify your income and your credit, helping you establish an asset in your name only.

Start Your Journey

You don't have to wait for everything to be perfect to start exploring your options.

Get Pre-Approved Today.